Ihdinaa endeavors to make significant contribution to the fast growing world of Islamic finance by providing solutions and cutting edge training to clients seeking Shariah compliance all over the world.
Our Shariah Board
Sheikh Esam Ishaq
Chairman Shariah Board
Sheikh Esam is a globally renowned scholar in the field of Islamic banking and finance. He earned his Bachelor degree in Political Science from McGill University.
He is a member of Accounting and Auditing Standards Board of AAOIFI. Currently, he is associated with leading institutions across the globe which include:
• United International Bank & Investment Dar Bank
• Alhilal Bank (UAE)
• Meezan Bank (Pakistan)
• Albaraka Bank (Pakistan)
• Arcapita Bank
• Middle East Traders
• Munich ReTakafu (Malaysia)
• Takaful House (UAE)
• Capitas Group (USA)
• ARIC (Kuwait)
• Yasaar Limited (UK)
He is also engaged in teaching Islamic Fiqh, Aqeedah and Tafseer in Bahrain.
Mufti Muhammad Mohib ul Haq Siddiqui
Mufti Mohib is a well reputed Shariah scholar in the field of Islamic finance. He completed Shahadat ul Aalimia (Masters in Islamic Studies) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamia Darul Uloom, Karachi. He currently holds the following positions at renowned financial institutions which include:
• Faysal Bank Limited – Chairman Shariah Board
• Bank Alhabib – Shariah Board member
• Bank Alfalah – Shariah Board member
• JS Global Capital Limited
He has been teaching Islamic Fiqh and Islamic finance at renowned institutions like Jamia Darul Uloom Karachi and National Institute of Banking and Finance for the last 12 years. He is also serving as a member of Darul Ifta at Jamia Darul Uloom Karachi.
Mufti Abdullah Najeeb ul Haq Siddiqui
Mufti Abdullah is a renowned Shariah Scholar in the field of Islamic banking and Finance. He completed Shahadat ul Aalimia (Masters in Islamic Studies) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamia Darul Uloom, Karachi. He has also done Bachelors in Economics and L.L.B from the University of Karachi.
He has been teaching Islamic Fiqh, Hadith and Islamic Finance at renowned institutions like Darul Uloom Karachi, Center of Islamic Economics and Institute of Business Administration. He is also serving as a member of Darul Ifta at Jamia Darul Uloom Karachi.
He has expertise in Takaful, ReTakaful and Mutual Funds. He was associated with Swiss Re Retakaful as a Shariah Board Member for a period of eight years since the inception of its Retakaful operations. He also served in Emirates Global Islamic Bank from 2005 which then merged into AlBaraka Bank Pakistan Ltd. Currently, he is associated with the following financial institutions:
• AlBaraka Bank Pakistan Ltd – Resident Shariah Board Member
• Shaheen Takaful
Mr Mustafa is a seasoned banking professional with more than 20 years of experience with local and multinational banks. He has served with ABN AMRO, Deutsche Bank and Barclays PLC in the areas of Corporate Finance and Credit Risk Management. He holds an MBA from IBA Karachi and Masters in Islamic Finance. He was Head of Credit with Askari Islamic Bank handling country-wide asset portfolio before joining Ihdinaa. Mr Mustafa is determined to make a contribution to the world of Islamic finance through the launch of Ihdinaa – a platform for providing cutting edge solutions to the Islamic finance industry.
Mohammad Siraj Najubudeen
Country Representative Srilanka
Mr Siraj Najubudeen is a Chartered Islamic Finance Professional (CIFP) and a Certified Shariah Advisor and Auditor (CSAA) with more than ten years experience in Islamic finance industry. He has been extensively involved in evaluating and ensuring Shariah compliance in the areas of corporate banking, retail banking, investments and treasury at Amana Investment Limited, Amana Bank PLC Srilanka and Al Hilal Bank UAE.
Mr Najubudeen successfully developed and conducted Certificate and Diploma programs in Islamic Banking for the banking professionals in Srilanka at the request of Institute of Bankers Srilanka (IBSL).
He has served as full time Shariah Supervisor at Amana Investment Ltd and Head of Shariah Supervision, Amana Bank. Currently he is serving as Manager Shariah Structuring and Coordination at Al Hilal Bank UAE.
Sadaqat Ullah Khan
Country Represenative UAE
Mr Sadaqat is a veteran banking professional possessing diversified experience of more than four decades including 14 years with Islamic banking industry in UAE. He has served in various segments including Shariah audit, Shariah compliance, product development, review and implementation of policies related to credits, accounting, IT, foreign exchange trading and treasury operations.
Mr Sadaqat holds profound knowledge and strong grip on practical aspects of Islamic banking and has been fortunate to work under the supervision of globally renowned Shariah scholars. His last assignment was Head of Shariah training with Dubai Islamic Bank UAE. Besides professional qualifications in Accounting & Finance, he holds various Islamic banking certifications including Certified Islamic Professional Accountant (CIPA) from AAOIFI.
Mr Zia Akhtar is a Chartered Certified Accountant (ACCA) and Certified Internal Auditor (CIA) with more than 15 years of experience in the field of audit and training. He is currently working as Shariah Auditor with Faysal Bank Pakistan and also holds PGD in Islamic banking. Mr Akhtar has been instrumental in contributing to the skills of the auditors and Islamic finance professionals in Pakistan and abroad. His area of interest includes Risk based auditing and establishing Shariah Control clusters. Mr Akhtar is also serving as a member of the working group at AAOIFI Bahrain for developing Internal Shariah Audit standards.
Ali Raza is a renowned trainer who has more than a decade of rich experience in Learning and Development, Corporate Trainings and Islamic Banking. He has served as Head of Islamic banking trainings with Bank Alfalah and Head of Learning for North region with Meezan Bank.
Ali Raza is a Certified Training Professional (CTP) from FAA Malaysia, Certified Learning and Development
Professional (CLDP) from Concord Canada and Certified Personal Profile Analysis Practitioner from Thomas UK & a Certified trainer from IMS Knowledge (Franklin Covey Pakistan). He is also Certified Islamic Finance Executive (CIFE) from Ethica Dubai and Certified Islamic Banker & Trainer from Jamia Dar Ul Uloom Karachi.
He is a Doctoral (PhD) Scholar and has completed his MPhil Marketing with distinction having 17 National & International Research Publications and Presentations in the field of Marketing, Human Resource & Islamic Banking. He has also presented research paper at global forums on behalf of Meezan Bank & Bank Alfalah at Malaysia and Germany.
Ali Raza is a visiting faculty member with various Universities.
Dr Zeeshan Ahmed
Dr Zeeshan is Acting Rector & Dean and Associate Professor of Finance & Accounting at Karachi School of Business and Leadership. Earlier he has served as Head of Undergraduate Program at Suleman Dawood School of Business, LUMS. Dr Zeeshan has over 20 years of diverse experience in teaching, training, consulting and research. After completing MBA from Institute of Business Administration, Karachi, he worked as Management Consultant with Ferguson Associates, an affiliate firm of PricewaterhouseCoopers. He completed his Phd from Mississippi State University in the discipline of Finance. Professionally, he holds a CFA and has passed all papers of CPA examination. He has been instrumental in shaping the curriculum of top Business schools in Pakistan including IBA and LUMS. He has designed and conducted several executive training workshops. Some notables are Corporate Financial Management, Management Development Program, Understanding Financial Statements, Islamic Finance and Finance for Non financial Managers. Dr Zeeshan serves on the Board of Institute of Financial Markets (IFMP) Securities & Exchange Commission Pakistan, CPD Committee of Institute of Chartered Accountants Pakistan (ICAP) and Academic Council of IBA Centre of Excellence in Islamic Finance (CEIF).