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Islamic Insurance – Takaful


Takaful is a complex proposition as compared to conventional insurance due to profit motivation while staying Shariah-compliant. Takaful operators should be able to protect the takaful fund, maintain liquidity, pay the claims and maximize investment return. Ihdinaa has the capacity to provide complete hand holding to Takaful operators with respect to Shariah compliance and process alignment.


Ihdinaa can provide consultancy to establish Takaful windows by conventional Insurance companies. This could cover complete front and back end processes, documentation, Shariah board setup, legal and regulatory compliance matters.